Your home loan is probably the biggest debt you will ever carry. So before you let anyone near it, you deserve a straight answer to one question: why should you trust us?
Experience that has seen every market
The Rate Reset Australia team brings decades of finance broking experience across rising markets, falling markets and everything in between. The team is led and mentored by Greg Smith, author of 15 personal finance books, national media money commentator, presenter and broker. Greg has spent his career doing one thing: explaining money in plain English so ordinary Australians can make better decisions.
That philosophy runs through everything we do. Information first. Honesty always. Full transparency on how we work and how we are paid. No pressure, no jargon, no bank speak. We tell you what the numbers say, even when the answer is “stay where you are.”
Backed by serious firepower
Rate Reset operates as authorised representatives of Connective Credit Services Pty Ltd, part of Connective, Australia’s leading mortgage aggregator. Roughly one in seven Australian home loans is written through a Connective broker, and its Mercury Nexus platform uses AI and open banking to cut verification work that once took hours down to minutes. For you, that means faster answers, faster approvals and a smoother refinance.
We understand the money balance in a home
In most Australian homes, women are the designated CFO according to YouGov research which shows 55% of Australian women create and maintain the household budget on top of that 69% manage their finances independently, one of the highest rates in the Asia Pacific.
Women are also buying property in their own right like never before. Analysis of more than five million property sales by Ray White found single women now purchase roughly one in eight homes sold in Australia, with purchases up more than 11% over the past decade even as buying by single men fell. CoreLogic’s Women & Property research shows women own 26.6% of Australian residential property, and the gap with men is narrowing every year.
That is exactly why Rate Reset has built a big part of our service around women who manage the family finances, and around single borrowers doing it all on one income. We know the pressure of one pay covering a mortgage. We know the mental load of running the household budget. And we know you want information and honesty, not a sales pitch. Please note we also deal with men as as single borrowers or act as the lead in the families finances.
Trust is earned in the review
We do not ask you to take our word for it. We ask you to take 15 minutes.
Take the First Step. Book Your Free Home Loan Reset Review
Your Home Loan Reset Review is completely free, takes around 15 minutes, and could reveal thousands of dollars in potential savings. There is no obligation, just a clear picture of where you stand from a team you can trust.
